We take a look at the two seem very reasonable theory of consumer behavior:one is the "time of peace-type",one is the "arrogant in making the type." "Arrogant in making thetype" theory that,when the situation is excellent,we will over-confidence and starting to spend money freely,and when the situation becomes difficult,we will be risk-averse indentation in the shell."Vigilant in peace time-based" theory is that in times of prosperity,people will save money as a hedge,in deposits during the recession will be removed so as to maintain their standard of living."Arrogant in making thetype" of consumer behavior will aggravate the recession; "be vigilant in peace time-based" sober-minded consumers,far-sighted,they help to smooth the behavior of the change of prosperity and depression.
请用英文谈谈存钱的好处不用很多,几句话就行1楼的太短了，最好有2-3点的好处