上面的都是机器翻译的：
贷款是一种重要的银行服务.银行把钱给企业和个人.银行可能贷款给企业以便购买更多的机器或工具.有人从银行贷款去建造游泳池或去修理他们的房子.银行会收取贷款利息.借款人必须偿还贷款及利息.贷款利率总是高于存款利率（9个点）.
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英语翻译Loans are an important banking service.Banks give money
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