credit to
1.归功于；把…归因于(某人或某物)：例句:The shortage of rice was credited to lack of rain.
水稻歉收是由于缺雨.
2.把…记入贷方：例句:She credited $100 to my account.
她把100美元记入了我的贷方.
credit with
1.归功于[亦作credit to]:例句:She credited herself with the discovery.
她把那项发现归功于她自己.
2.把…记入贷方[亦作credit to]:例句:She credited your account with the amount of the cheque.
她把支票款项记入你的账户的贷方.
3.认为或相信(某人)有(某种性质或成就等)：例句:He came to the firm already credited with many honours.
他来公司时已经载誉不少.
由上得知,credit with 比credit to 多了一个释意,就是说,还有第三个意思,而credit to 没有.
虽然是我复制的,可是我觉得很有用,你一看就懂了,不是吗?