一个字一个字看的奥,要加分奥!
英文书面语讲究用词不重复：前面出现过的词,后面要换词或者省略或者用代词；句子主谓宾要全；介词不能做主语; 可数名词单数不能单独出现,要么有the, 要么有物主代词；and连接两个并列句,前面要加逗号；
2.6 Benefit-needs analysis
Yorkshire’s mortgage product is available not only to existing customers and first time buyers but also to remortgages. The building insurance and the content insurance are not compulsory. Clients can apply for this mortgage through Internet, phones, the branch or brokers, and there are no regional restrictions on this product. Natwest’s mortgage product is similar to Yorkshire’s , and there is no higher lending charge payable. The mortgage product of Royal Bank of Scotland can be arranged on an endowment basis, ISA basis or pension basis. The Post Office’s mortgage product is the same as Yorkshire’s and that of Royal bank of Scotland. Besides, this mortgage product is available in England, Northern Ireland, Scotland and Wales.
2.7 Comparison among providers
In the Yorkshire Company, the initial rate ends on 30 June 2013, and the maximum term and the minimum term are 35 years and 5 years respectively. In Natwest and Royal Bank of Scotland , the maximum term is 52 years , and the minimum one is 3 years. Products of these two companies are not available in Northern Ireland and neither one is providing remortgage. In the Post Office Company, the maximum term is 99 years, which is about 3 times as long as that of Yorkshire Company, and the minimum term is 10 years. Moreover, the product of the Post Office Company is available to entire UK and can provide remortgage.
2.8 Effect on tax position
If Alexander chooses interest only mortgage repayment and purchases endowment, the insurance company will take advantage of endowment to invest and earn money, and this part of money needs paying tax for.
2.9 Justification for selections
Through the above analysis and comparison, I commend the Post Office Company’s product to Alexander, because APR of this mortgage product is lower than that of the other three companies and can be utilized in entire UK. (此处与上句重复课删掉There is no regional restriction on this product and lower product fee and) higher loan to valve than other companies括号后半句不知你想表达什么意思?. In addition, Alexander needs to buy an endowment of the Post Office Company to protect his mortgage.