①18.6+4.7+1.4=18.6+1.4+4.7;
②12.64+0.63+0.37=12.64+(0.63+0.37),
③48.72-0.2-0.8=48.72-(0.2+0.8),
④195.4-(12.9+87.1)=195-12.9-87.1,
故答案为:①1.4;②0.63、+、0.37;③0.2、+、0.8;④12.9、-、87.1;
①18.6+4.7+1.4=18.6+1.4+4.7;
②12.64+0.63+0.37=12.64+(0.63+0.37),
③48.72-0.2-0.8=48.72-(0.2+0.8),
④195.4-(12.9+87.1)=195-12.9-87.1,
故答案为:①1.4;②0.63、+、0.37;③0.2、+、0.8;④12.9、-、87.1;