Dear Jenny,
I am glad to hear from you.It's difficult for us to lend some money to our friend,because we are afraid that he or she will don't return it.Now,Iwill give you some suggesstions.First,if you friends often borrow money from you but don't return it,you could refuse their asks.For example,you could say:"I don't have much money."Second,if you friend who borrow frow you is honest and polite,you can lend some money to him or her.Finally,a real friend will return you money in time.
In a word,you can help your friend if he or she is you true friend.