①∵a3a7=(a5-2d)(a5+2d)=-15
∴a5²-4d²=-15
∵a4+a6=2a5=-2
a5=-1
∴1-4d²=-15
d=2
∴an=a5+d(n-5)
=2n-11
②bn=1/n(an+13)
=1/n(2n+2)
=0.5×1/n(n+1)
=0.5×[1/n -1/(n+1)](裂项法)
∴Tn=0.5×[1-1/2+1/2-1/3+1/3-1/4+…+1/n -1/(n-1)]
=0.5×[1-1/(n-1)]
=1/2 -1/2(n-1)
如果觉得解答还可以的话,就采纳我的吧