1/(n(n+1))=1/n-1/(n+1)
∴原式 = 1/4 - 1/5 + 1/5 - 1/6 +……+ 1/38 - 1/39 + 1/39 - 1/40
= 1/4 - 1/40 = 9/40(四十分之九)